ELI5: High Dividend Stocks (specifically JEPI) and how they play out over 5+ years


So I REALLY want to move a sizable portion of my Money Market to JEPI for the dividends, but I can’t help but notice over a 5 year chart (of a lot of high dividend paying etfs) there seems to be a absolute decay in value over time (granted smaller with JEPI); so is there a term for this long term depreciation? Is it a calculated thing? Short of a second market crash, how do these style stocks usually fit into a higher-value investment portfolio? Can anybody ELI5?


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