Stocks and Bonds/ Portfolio Diversification


I am younger(can’t say my age so this will post lol). Just started putting some money away to invest in a custodial account. Been doing as much research as I can and there is the 60/40 rule of stocks to bonds, as well as the rule where you subtract your age from 100-120 and that’s how you should diversify, but obviously if I do that a majority of my portfolio is going to be stocks. How do you recommend I build a strong portfolio? Also two other questions I’ve had, should I be buying fractional shares to hold and what about global stocks as I have been reading that adds some stability to a portfolio. Thank you!


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