IF someone starts young, what if they were always 100% VOO or VT etc?


IF they start young being key.

There’s always a boglehead debate about at what age to have bonds. Some say not if you’re young, some say to have some when young etc

What if someone is 100% stocks until the end?

Say their balance is $1,000,000 after decades.

Even if there’s a crash and they’re at $800,000…chances are it’s not like they were going to spend an extremely large sum anyway.

Is there a certain amount where in a way it doesn’t matter what someone’s balance is if it’s high?

Like if someone has a paid off house etc does it really matter if their balance is $800k, or $900k or a million etc?

Obviously there’s a $ difference, but hopefully you see what I mean


Comments

Leave a Reply

Your email address will not be published. Required fields are marked *