So I started investing less than a month ago. I opened up a Roth IRA and am investing with fidelity. I maxed out my 2022 contributions and my 2023 contributions. My initial plan was 100% voo but I’ve been recommended some other holdings and I’m curious on which accounts I should add certain etfs in.
My time horizon is 30 years. I will max the Roth IRA every year and then will be opening a standard brokerage and be trying to invest $1,000 a month. I’m 30 with home and vehicles paid for and no other debt. I live pretty frugally and have 100k in savings. Looking to put a portion of it into investing and save a portion for a down payment on my next house.
Looking to do a set it and forget it portfolio. My money sits in bank and I hardly mess with it so I’m looking to do the same but with my investing accounts. I was planning to do 100% voo but Ive also been recommended schd, jepi, dgro, o, qqq, some others as well.
Just curious on if I was to grab some of these others how should I divy them up? Also would it be fine to build both an ira and my standard account the same?
Ps I don’t have 401k or hsa
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