Hey all! Have done a fair amount of research today to get this setup. Have about $5000 from my previous employer's 401K in a new Roth IRA ready to invest aggressively for a 2060-2065 retirement. Could use some advice! Thanks.
70% VTI
OR
35 SPYG/QQQM (Large Cap Growth) and 35 VTV (Large Cap Value)
20% VWO (Int Emerging Markets)
10% VSMAX or AVUV (Small Cap Value)
A buddy of mine said that he’d be careful with emerging markets because they’re suspect to political risk and have to be managed more. What are your thoughts?
Is it worth looking into Mid Cap ETFs? (Like VO)
Is this allocation too complex? Want to simplify and hold with an evaluation each year.
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