Is a reallocation necessary?


I’m interested in hearing some feedback on my current retirement portfolio. I’m currently allocated between 75% SPY and 25% VXUS. No bonds, as I have the stomach for risk/reward at the moment.

About me: 33 years old, married, joint income was $205k for 2022. I handle my wife’s retirement accounts as well, using the same strategy as mine. She is also 33.

I understand the 75/25 allocation is a tried and true method, but seeing as we are in a turbulent time – should I make any adjustments for 2023?

What about adding REITs to the mix? Anything else?

Appreciate the input


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