Question about CC on ex-div date


Sorry if it's a dumb question, but I couldn't find anything on Google.

Say Stock A is currently trading at $100, has a dividend of $10, ex-div date of 3/22.

If I sold a contract expire 3/25, with a $110 strike. Assume no other price movement, the stock should drop to $90 on the ex-div date, right? So the buyer is expecting a 22% (20/90) increase for the contract to be at least ITM. The stock I'm trying to sell CC still has a relatively high premium given the scenario. Unless I'm missing something, why would anyone buy this much for a contract that's this far OTM?

Do they have the right to the dividend when the pay date comes? Since it's basically them holding the stocks during the ex-div date. Will there be any differences whether they exercise it or not?


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