If you were to fast forward to the end of your investing career, what yearly return would you be content with?

I am trying to decide how much risk to take in my portfolio. I am currently about 90% cash (about 60k) and have analysis paralysis on how to deploy the cash. I would be content knowing I kept pace with the s&p 500 through my career so it’s hard for me to come up with a good excuse not to go all in on VOO or SPY. Thoughts?