How messed up is my fund allocations and what would you do to fix it at 23 years old?


I setup this taxable brokerage account up for myself when I was 18 with M1Finance, but that’s really no excuse. I make more money now and want to put more in it. I am 23 right now.

Allocations:
VTI – 56%
VOO – 14.6%
VXUS – 4.9%
VNQ – 4.7%
Netflix – 2.9%
Google – 2.9%
Disney – 2.9%
MSFT – 2.9%
META – 2.8%
APPL – 2.8%
SCHD – 1.9%

I want to rebalance for max growth for the next 30 years. How should I change these percentages?


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