where would you park your money for safe short term growth for rental down payment?


I have my retirement annuity with work as well as two pensions. So I had an account on the side I managed to do okay with (somehow) and pulled everything out within the last year before things took a dive.

Without getting too off track, my real financial goal is to buy a modest 2nd property. I'm working a lot with this goal in mind but am probably 1/3-1/2 of where I need to be for the required 20% down payment.

My question is, if you guys were 3-5 years out roughly from buying a house, but wanted to park the money you're going to use as a down payment somewhere for short term growth , where are you putting it and why. Up until now I've honestly been thinking about going 50% AAPL & 50% VOO.

I'll also add that for what ever reason, when I'm depositing money into a brokerage account, making it less accessible and buying stocks, I seem to be able to stay more disciplined with saving it, not touching it. I used this method when buying my current house, adding to the equity of my first. However Ill admit it was during the bull run, and I'm well aware there was luck involved. Had I not bought my 2nd place in the last year I probably would've taken a dive with everyone else.


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