Do I need to be actively managing these mutual fund options?


I was given some funds by my grandmother after she died. They were managed by an Ameriprise advisor for a while, but now they are transferred to a Schwab account were they seem to be preforming well. That being said, I have no understanding of the funds I have (nobody is managing the account) and whether they could tank permanently at any given moment. For reference, I am possibly interested in withdrawing those funds (30K) at some point in about 4 years.

Should I be selling and transferring to something more stable?

CMUAX (928 shares) +19.62%

LAFAX (239 shares) -4.79

INDZX (378 shares) +20.94%

RFRAX (166 shares) +141.68%


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