ETF vs stocks


Hey i started investing this March and i guess you guys can tell what a genuinely fantastic experience these months were. I invested 12 k total in 15 different stocks, mainly US and a few European ones (i'm from Germany). I'm around 5% down which is probably not too bad considering the situation, but i'd like to have some review if i strayed my investments enough for stocks and what your pros and cons are regarding stocks vs ETF's. As far as i know stocks are more risky and volatile and ETF's are safer but not as rewarding. And an ETF contains of many stocks from the same sector. That's what i know right now . I would appreciate any answer. Thanks in advance.


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