How Would You Invest $1MM as a 20 year old?


Having lost my father earlier this year, we are now receiving the life insurance payments totaling a little over $1M. My family is financially taken care of; house is paid off, mom has comfortable retirement & I have money for my education. I’m only 20 but am somewhat knowledgeable about investing and am trying to help my mom make smart decisions.

That said, how would you invest the money? All into mutual funds? Some in mutual funds and some into real estate? Let me know and give reasoning please 🙂


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