So, at the end of December, I just had a weird feeling in my gut telling me some bad shit was gonna happen in 2022. I went against my better judgment and pulled out pretty much all of my investments and placed them in money market/cash accounts.
While I'm happy that I got to save my ass from this downturn, I'm now feeling conflicted about the prospect of “time in the market” vs “timing the market.”
All the general wisdom said I was an idiot to pull everything out, and that I need to just HODL, especially since I'm in my 20s.
Now, I don't know where to go from here — my gut says things are gonna go down more, but I also know that I'm in the best place to start DCA'ing back into the market.
I guess the bigger picture question is — what do I do when emotional investing is frowned upon, but I ended up being right? Is this a one off and now I should go back to “time in the market”? Do I say, “Good job, gut. You saved us from some losses. Now I'm gonna go back to the usual wisdom”?
What's the best way to balance the gut feeling woowoo stuff with conventional wisdom?
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