Realize gains on all my winners and hold losers?


I’ve been very patient with this downturn, probably too patient. I’ve always been of the mindset to buy great companies/funds that I like and hold. Due to that I’ve realized some gains in a handful of winners (axp,jpm,msft,appl,vfv). All though my gains are no where near what they were at ATH; they’ve still yielded and adequate return. In addition, I hold a few etfs that are down but realizing those gains for cash wouldn’t result in a terrible loss.

I want to buy a house in the near future (1-2years) and would like to load up on this decline at some point. I’m stuck deciding whether I should sell and take the cash off the table or just continue holding despite not being confident in the market for the next 2-3 years.

I don’t need the money in the near future necessarily as I have a good secure job and still have a sizeable cash position. I would have about 40% of my portfolio still invested companies/funds like Amazon, FB, dis + ETFs and a chunk of crypto (btc/eth).
(All down)

Is anyone else facing this dilemma? Or have experience making this decision in previous times of uncertainty and bad markets?


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