Basically the title. I have some cash lying around and I am feeling a bit uncomfortable to invest all in stock right at this moment. I am thinking that the market can go further down. Additionally, I see that the I bond is providing 9.62% return now a days which is a great option. But, I bond will make the cash locked for at least one year.
For this reason, I want to ask for suggestion from good people of this sub. I understand that it is my own decision at the end of the day, but what a regular rational person would do in this situation? Should one invest all money in I bond, or invest some in I bond and wait to invest the remaining in stock to buy the dip? Thanks a lot in advance.
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