Can we please stop with the advice/asset allocation posts already?


These posts saying “If you’re 60+ you should have this asset mix”, or “if you are retired you should have that asset allocation or consider going all to cash.” Just stop. They always full of terrible advice. There is no blanket approach, nor does the age method of asset allocation work. Sure, it could be a guide or starting point, but saying someone ‘should’ invest a certain way because of their age is way too simplistic. Oh, and bonds are getting fucking crushed this year too.


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