65 terms every investor needs to know:


  1. Asset allocation – the percentage of each asset you own

  1. Diversification – when you own different types of assets

  1. Mutual fund – a pool of money from investors to invest in groups of assets

  1. Index fund – a type of mutual fund that tracks a list of stocks

  1. ETF – a fund that trades like a stock

  1. Annualized returns – overall returns averaged to year over year returns

  1. Dividend – distributed profits to shareholders

  1. Yield – the return on an investment

  1. Market cap – total value of a public company

  1. Large cap – company valued at least $10B

  1. Mid cap – company valued between $3B – $10B

  1. Small cap – company valued between $250M – $3B

  1. Market index – a list of stocks

  1. Stock option – the right, but not obligation, to buy/sell a stock at a price and date that’s agreed upon

  1. Basis point – a unit of measurement. One-hundredth of a percent

  1. Asset – something that has value

  1. Commodity – raw materials that can be bought and sold

  1. Blue chip – a well established company that ranks in the top of its sector

  1. Penny stock – a stock worth $5 / share or less

  1. Short squeeze – when short sellers are forced to buy back their shares and the price goes up

  1. Stop loss order – a trigger to sell a stock when it reaches a certain price

  1. Ask – how much sellers want for a stock

  1. Bid – how much buyers are willing to pay for a stock

  1. Balance sheet – shows assets and liabilities

  1. Income statement – shows revenue and expenses

  1. Cash flow statement – tracks how a business uses cash

  1. Cash equivalent – assets that are highly liquid

  1. Cash flow – money that flows in and out of a business

  1. Bear market – a market decline of 20% or more

  1. Recession – 2 consecutive quarters of declining GDP

  1. Bull market – when the market goes up without falling 20%

  1. Bubble – when asset values are overly inflated

  1. Broker – where you buy your stocks

  1. Capital gain – when you sell an asset and profit

  1. Capital loss – when you sell an asset and lose money

  1. Dilution – when a public company issues more shares

  1. DCA – when you invest periodically with a fixed dollar amount

  1. Equity – a stock/ownership of assets

  1. Exchange – where stocks are bought and sold

  1. Expense ratio – the fee associated with investment funds

  1. Fixed income investments – fixed payments you receive from an investment

  1. Bond – a loan to an company/government

  1. Maturity date – expiration date

  1. Fund manager – person who buys/sells assets in a fund you invest in

  1. Hedge fund – funds for wealthy investors that use alternative investment strategies

  1. Liquidity – how fast an asset can be bought/sold

  1. Margin – a loan for investing

  1. Merger – when a company absorbs another

  1. Acquisition – when a company buys another

  1. IPO – when a company can be bought/sold on an exchange

  1. Reverse split – when multiple shares are combined to create 1 share

  1. Stock split – when shares are split to create multiple shares

  1. Net income – company profit

  1. Book value – an asset’s value based on its balance sheet

  1. Premium – how much you pay for an asset above market value

  1. Prospectus – a disclosure document for an investment

  1. Earnings report – a businesses financial results from a specific period

  1. Resistance – the point where a stock will stop going up and start going down

  1. Risk tolerance – how much risk you can handle

  1. Short selling – when you bet an investment will decline in value

  1. Halt – when a stock cannot be bought or sold

  1. Taxable account – investment account without tax advantages

  1. Tax advantaged account – investment account that saves money on taxes

  1. Fundamental analysis – investment strategy that looks at a businesses intrinsic value

  1. Technical analysis – investment strategy that focuses on price movement patterns

credit to WOLF Financial


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